Life rewards action! 

Charisma Skills: Author Robert Brault says, "Charisma is not so much getting people to like you as getting people to like themselves when you're around." Randy Cohen, "Real swagger comes when you show concern for others and you make them feel good." https://www.linkedin.com/pulse/10-tips-developing-charisma-upping-your-swagger-factor-randy-cohen?trk=prof-post 

"If there is one certainty in the world of IT, it is that vendors will be looking for any way to build lucrative margins and lock those margins in for the long term." W. Snyder, Gartner. 

The goal of a budget is to have money left to save. source: US Bank Relia card financial tips)

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